Credit and Risk Manager
Credit and Risk Manager138
Applications
138
Applications
About the Job
Skills
· Effectively manage and mitigate risks associated with loan exposure against mutual funds and stocks.
· Conduct thorough assessments of potential risks and develop strategies to minimize credit-related challenges.
· Adherence to RMS SOP: Strictly adhere to Risk Management System (RMS) Standard Operating Procedures (SOP) in evaluating and handling loan applications against mutual funds and stocks.
· Underwriting Model: Implement and follow the established underwriting model to assess the creditworthiness of loan applicants. Ensure accurate and comprehensive evaluation of financial data, market trends, and borrower profiles.
· Collateral Valuation: Monitor and track collateral valuation against market performance. Regularly assess the value of mutual funds and stocks offered as collateral, making adjustments as necessary based on market fluctuations.
· Documentation: Oversee the preparation and maintenance of documentation related to credit assessments, risk analyses, and collateral valuations. Ensure all records are accurate, up-to-date, and compliant with regulatory requirements.
· Communication: Collaborate with internal teams, including finance, legal, and compliance, to communicate risk-related findings and ensure alignment with organizational goals. Provide clear and concise reports on risk exposure and credit assessments.
· Training and Development: Stay abreast of industry best practices, regulatory changes, and market trends related to credit risk management. Facilitate training sessions for team members on risk mitigation strategies and updated underwriting practices.
· Continuous Improvement: Identify areas for continuous improvement in risk and credit management processes. Propose and implement enhancements to existing models, methodologies, and procedures.
About the company
Industry
FINTECH
Company Size
11-50 Employees
Headquarter
NOIDA