At LARK, our vision is to empower individuals and businesses to achieve their financial goals through accessible and responsible lending solutions. We aspire to be the leading provider of innovative and customer-centric lending services, driven by integrity, transparency, and a commitment to financial well-being.

·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Effectively manage and mitigate risks associated with loan exposure against mutual funds and stocks.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Conduct thorough assessments of potential risks and develop strategies to minimize credit-related challenges.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Adherence to RMS SOP: Strictly adhere to Risk Management System (RMS) Standard Operating Procedures (SOP) in evaluating and handling loan applications against mutual funds and stocks.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Underwriting Model: Implement and follow the established underwriting model to assess the creditworthiness of loan applicants. Ensure accurate and comprehensive evaluation of financial data, market trends, and borrower profiles.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Collateral Valuation: Monitor and track collateral valuation against market performance. Regularly assess the value of mutual funds and stocks offered as collateral, making adjustments as necessary based on market fluctuations.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Documentation: Oversee the preparation and maintenance of documentation related to credit assessments, risk analyses, and collateral valuations. Ensure all records are accurate, up-to-date, and compliant with regulatory requirements.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Communication: Collaborate with internal teams, including finance, legal, and compliance, to communicate risk-related findings and ensure alignment with organizational goals. Provide clear and concise reports on risk exposure and credit assessments.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Training and Development: Stay abreast of industry best practices, regulatory changes, and market trends related to credit risk management. Facilitate training sessions for team members on risk mitigation strategies and updated underwriting practices.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Continuous Improvement: Identify areas for continuous improvement in risk and credit management processes. Propose and implement enhancements to existing models, methodologies, and procedures.

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