Company Overview

Karur Vysya Bank

Job Overview

1. Min.3 years of relevant Experience required.
2. Must have handled an average ticket size of ₹5 Cr and above.
3. Should have a monthly average disbursement of ₹3 Cr or more.
4. This is a pure acquisition role and an individual contributor position.
5. Must have experience in working capital and allied products (OD/CC/TL).
6. Should not have a background in complete portfolio handling or branch banking
7. Age should be below 36 years
8. Good communication skills and local language proficiency is mandatory’

Job Description:

· Acquisition of New Customers.

· Generating leads and meeting potential clients and conversion into business

· Compliance to the KYC / Customer validation / Due Diligence / Market enquiry and collect information / data

· Submit the credit proposals through Loan Operating System (LOS) of the Bank.

· Follow up for sanction with regular interaction with other stakeholders of the Bank.

· Shall arrange to execute the documents, MOD, ROC filing, CERSAI and compliance of all post sanction activities on an on-going basis for the accounts brought in.

· Attend to Inspection and Audit Remarks / Stock Audit / Inspection and other Audits and its compliance thereof and Statutory Requirements.

· Monitor and verify the day to day requirements of clients and ensure healthy portfolio.

· Identifying Early Warning Signals in the account and initiate suitable steps including escalation and timely measures.

· Ensure overall achievement of individual targets and business targets.

· Shall exhibit good contacts with Business team, compliance, Legal and audit team in order to have wholesome analysis of the proposal.

• · Shall have the ability to articulate his own point of view of the proposal in line with policies and extant guidelines.