BRANCH CREDIT MANAGER LOANS

57

Applications

Chennai
Full-Time
Mid-Level: 4 to 6 years
4L - 6L (Per Year)
Posted on Oct 21 2023

About the Job

Skills

Credit Risk Management
Credit Underwriting
Credit Analysis
Risk Assessment
CREDIT RISK
RISK

JOB DESCRIPTION


Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.  Verifying the promoter’s track record & ascertaining their credit worthiness.  Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position  To ensure Bounce Rate and Delinquency are within acceptable standards.  Monitor and enforce approval rate and TAT as per prescribed standards.  Monitor and ensure that monthly Branch audit score is satisfactory.  Vendor Management.  To conduct customer meeting to evaluate credit proposal  PDD Tracking and closure  Compliance to repayment instrument replenishment to ensure regular repayment of EMI


KEY RESPONSIBILITIES Credit Decisions  Take sound lending decisions based on available information & interactions with the applicants.  Manage credit quality and control delinquencies, frauds. Monitoring Performance  Managing performance in terms of key drivers i.e. o Loses / Portfolio quality parameters o Cost of credit administration o Employee Productivity


SKILLS/COMPETENCIES REQUIRED  Graduate/Postgraduate.  4-6 years Credit/Underwriting experience.  Understanding of portfolio metrics.  Strong inter-personal skills which encourages and promotes enthusiasm and team spirit

About the company

PROV HR SOLUTIONS PRIVATE LIMITED Erstwhile Provident HR Solutions established in 2013 is one of the leading recruitment consulting organization catering to the Human Resource requirements of a large number of companies in India. We provide a range of Search, Selection and Advertised Recruitment services and we work closely with our clients to fulfill their recruitment needs.

Industry

Human Resources Services

Company Size

11-50 Employees

Headquarter

Chennai

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