Company Overview

At IIFL Finance, our services go beyond traditional loans and mortgages. We believe in creating a great customer experience with new, modern services crafted explicitly for modern financial needs. Having served retail and MSME customers for 20+ years, we now include Business Loan on WhatsApp and Gold Loan at Home in our evolving catalog of services. Being a service-driven company, our core values encompass convenience and flexibility of transactions for all our customers and stakeholders. We continue to remain India's most reputable financial services provider with a robust network of 2500 plus branches in over 500 cities. We offer a suite of services to suit all your financial needs, swearing by over 6 million happy customers nationwide.

Job Overview

Mid-Level: 4 to 6 years of experience | Mumbai Suburban, Maharashtra, India | Full-Time

Qualifications and Skills

• Bachelor's degree in finance, business administration, or a related field
• 4 to 6 years of experience in policy management for unsecured lending
• Strong understanding of lending products and services in the financial industry
• Excellent analytical and problem-solving skills
• Ability to navigate complex regulatory environments and ensure compliance
• Strong communication and interpersonal skills
• Ability to work effectively in cross-functional teams

Roles and Responsibilities

• Develop and implement lending policies and strategies for unsecured lending, ensuring compliance with regulatory requirements
• Analyze market trends, customer behavior, and competitor activities to identify opportunities for business growth
• Collaborate with cross-functional teams to drive product innovation and enhance customer experience
• Monitor and evaluate portfolio performance, identify risks, and recommend appropriate risk mitigation strategies
• Manage relationships with external stakeholders such as regulators, industry bodies, and credit bureaus
• Stay updated with industry developments and regulatory changes, and incorporate them into policy and strategy design