Life Insurance Agent Job Description
The Life Insurance Agent plays a crucial role in protecting individuals and their families financially in the event of unexpected life events such as death or disability. You will work closely with clients to understand their insurance needs, educate them on the importance of life insurance, and guide them through the policy selection and application process.
Responsibilities
- Prospecting new clients through various channels, including referrals, cold calling, and networking
- Conducting thorough needs analysis to identify client's insurance requirements
- Presenting and explaining life insurance policy options to clients
- Assisting clients with completing insurance applications and required paperwork
- Maintaining strong relationships with existing clients and providing ongoing customer support
- Monitoring industry trends and regulations to stay updated on product knowledge
- Meeting or exceeding sales targets and performance metrics
- Collaborating with underwriters to ensure accurate policy issuance and timely claims processing
- Attending training sessions and professional development programs to enhance skills and knowledge
Qualifications
- Proven experience in sales, preferably in the insurance or financial services industry
- Excellent interpersonal and communication skills
- Ability to build and maintain client relationships
- Strong negotiation and presentation skills
- Solid understanding of life insurance products and regulations
- Ability to work independently and as a part of a team
- Highly motivated and target-driven
- Attention to detail and strong organizational skills
- Proficient in using CRM software and other sales tools
Skills
- Sales
- Customer service
- Insurance knowledge
- Communication
- Negotiation
- Presentation
- Relationship building
- Goal-oriented
- Organizational
- CRM software