Ø REQUIREMENTS AND SKILLS

·     Graduation of any recognized University.

·     1-2 Year Proven work experience as a Loan Sales or in Finance Industry

·      Knowledge of computers and banking programs/applications.

·     Excellent Sales and Marketing skills will be an added advantage.

·     Sound understanding of direct and indirect lending practices and products.

·     Outstanding customer service skills.

. Knowledge of All Loan Types ( Home Loan, Personal Loan, Mortgage Loan, Bank Transfer, Vehicle Loan etc)

ROLES AND RESPONSIBILITIES:

·        Research and evaluate the financial status of the person applying for a loan.

·        Evaluate the credit value by processing the loan applications and documents within particular limits.

·        Interview the loan applicants to determine their financial eligibility and prepare the feasibility report for granting loans.

·        Determine all applicable metrics and ratios and set up debt payment plans.

·        Communicate with the clients to provide information and to forward their loan requests.

·        Approve loans for eligible applicants and reject the ones who are not eligible. Justify the approvals/rejection decisions by filing reports about the same.

·        Complete loan agreements and counsel clients on limitations and policies.

·        Have an excellent understanding of the different types of loans and other financial services.

·        Maintain and update loan files and accounts records.