Credit Manager
Credit Manager1387
Applications
1387
Applications
New Delhi
Full-Time
Fresher: Less than 1 year
₹ 6L - ₹ 8L (Per Year)
Posted on Feb 13 2023
Not Accepting Applications
About the Job
Skills
Strategic Communications
Financial Accounting
Credit Analysis
Credit
We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.
Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.
Ultimately, you will help us minimize bad debts and increase revenues from loans.
- Research and evaluate clients’ creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company’s credit policies
- Research and evaluate clients’ creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company’s credit policies
About the company
Overview
SMC Finance (Moneywise Financial Services Pvt Ltd) is a wholly-owned subsidiary of SMC Global Securities Ltd. It is registered with the RBI as an NBFC-ND and is classified as a Loan Company. It currently caters to needs of around 12,000 clients and it has been awarded as the âBest NBFC of the Year â Northern Regionâ by The Associated Chambers of Commerce of India (Assocham) during ...Show More
Overview
SMC Finance (Moneywise Financial Services Pvt Ltd) is a wholly-owned subsidiary of SMC Global Securities Ltd. It is registered with the RBI as an NBFC-ND and is classified as a Loan Company. It currently caters to needs of around 12,000 clients and it has been awarded as the âBest NBFC of the Year â Northern Regionâ by The Associated Chambers of Commerce of India (Assocham) during Business Excellence Awards 2016 & 2015.
It offers variety of loan products including Loan against Securities, Loan against Property, IPO/NCD Financing, Medical Equipment Loans, Personal Loans, Business Loans, Receivable Financing and Structured Loans to corporate, SME, professionals and salaried persons.
About SMC Group
Founded in 1994 and based in New Delhi, SMC is a diversified financial services company. SMC has 89 branches throughout India with additional office in Dubai and 1.8 million clients. Client base ranges from middle class to high net worth individuals, Corporate and institutional clients, Indian nationals living abroad and international investors desiring to invest in the Indian market. Broad footprint across 500+ cities in India supported by over 2,950 employees, approximately 2,500 sub-brokers and 9,800+ independent distributors. Founders Subhash Chand Aggarwal and Mahesh Chand Gupta, together with their families, own a controlling interest in the Company.
To know more about SMC Group, visit www.smcindiaonline.com ...Show Less
Company Size
51-200 Employees
Headquarter
New Delhi