New Delhi
Full-Time
Fresher: Less than 1 year
6L - 8L (Per Year)
Posted on Feb 13 2023

Not Accepting Applications

About the Job

Skills

Strategic Communications
Financial Accounting
Credit Analysis
Credit

We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.

Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.

Ultimately, you will help us minimize bad debts and increase revenues from loans.

  • Research and evaluate clients’ creditworthiness
  • Create credit scoring models to predict risks
  • Approve or reject loan requests, based on credibility and potential revenues and losses
  • Calculate and set interest rates
  • Negotiate loan terms with clients
  • Monitor payments
  • Maintain records of loan applications
  • Follow up with clients to manage debt settlements and loan renewals
  • Ensure all lending procedures comply with regulations
  • Develop, review and update our company’s credit policies
  • Research and evaluate clients’ creditworthiness
  • Create credit scoring models to predict risks
  • Approve or reject loan requests, based on credibility and potential revenues and losses
  • Calculate and set interest rates
  • Negotiate loan terms with clients
  • Monitor payments
  • Maintain records of loan applications
  • Follow up with clients to manage debt settlements and loan renewals
  • Ensure all lending procedures comply with regulations
  • Develop, review and update our company’s credit policies

About the company

Overview SMC Finance (Moneywise Financial Services Pvt Ltd) is a wholly-owned subsidiary of SMC Global Securities Ltd. It is registered with the RBI as an NBFC-ND and is classified as a Loan Company. It currently caters to needs of around 12,000 clients and it has been awarded as the ‘Best NBFC of the Year – Northern Region’ by The Associated Chambers of Commerce of India (Assocham) during ...Show More

Company Size

51-200 Employees

Headquarter

New Delhi