New Delhi
Full-Time
Fresher: Less than 1 year
6L - 8L (Per Year)
Posted on Feb 13 2023

About the Job

Skills

Strategic Communications
Financial Accounting
Credit Analysis
Credit

We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.

Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.

Ultimately, you will help us minimize bad debts and increase revenues from loans.

  • Research and evaluate clients’ creditworthiness
  • Create credit scoring models to predict risks
  • Approve or reject loan requests, based on credibility and potential revenues and losses
  • Calculate and set interest rates
  • Negotiate loan terms with clients
  • Monitor payments
  • Maintain records of loan applications
  • Follow up with clients to manage debt settlements and loan renewals
  • Ensure all lending procedures comply with regulations
  • Develop, review and update our company’s credit policies
  • Research and evaluate clients’ creditworthiness
  • Create credit scoring models to predict risks
  • Approve or reject loan requests, based on credibility and potential revenues and losses
  • Calculate and set interest rates
  • Negotiate loan terms with clients
  • Monitor payments
  • Maintain records of loan applications
  • Follow up with clients to manage debt settlements and loan renewals
  • Ensure all lending procedures comply with regulations
  • Develop, review and update our company’s credit policies

About the company

Overview SMC Finance (Moneywise Financial Services Pvt Ltd) is a wholly-owned subsidiary of SMC Global Securities Ltd. It is registered with the RBI as an NBFC-ND and is classified as a Loan Company. It currently caters to needs of around 12,000 clients and it has been awarded as the ‘Best NBFC of the Year – Northern Region’ by The Associated Chambers of Commerce of India (Assocham) during ...Show More

Company Size

51-200 Employees

Headquarter

New Delhi

Other open jobs from SMC Finance (Moneywise Financial Services Pvt Ltd)

Product Manager

SMC Finance (Moneywise Financial Services Pvt Ltd)

Marketing Strategy
Product Management
Cross-cultural Communication Skills

New Delhi
Full-Time
Mid-Level (4 to 6 years)
7L - 9L (Per Year)

Posted on December 31 2022

Project Manager

SMC Finance (Moneywise Financial Services Pvt Ltd)

Product Management
Market Analysis
Retail Sales
Strategic Communications

New Delhi
Full-Time
Mid-Level (4 to 6 years)

Posted on December 31 2022

Recruiter

SMC Finance (Moneywise Financial Services Pvt Ltd)

Resume
Interpersonal Skills
Microsoft Excel
Microsoft Office

+2 More Skills

New Delhi
Full-Time
Junior: 1 to 3 years
3L - 5L (Per Year)

Posted on February 17 2023

FullStack Developer

SMC Finance (Moneywise Financial Services Pvt Ltd)

.NET Core
Node.js
AngularJS
SQL

+1 More Skills

New Delhi
Full-Time
Mid-Level (4 to 6 years)

Posted on January 06 2023

Product Manger

SMC Finance (Moneywise Financial Services Pvt Ltd)

Communication
Market Analysis
Product Management
Sales Processes

+1 More Skills

New Delhi
Full-Time
Mid-Level (4 to 6 years)
6L - 11L (Per Year)

Posted on December 31 2022

expertiaLogo

Made with heart image from India for the World

Expertia AI Technologies Pvt. Ltd, Sector 1, HSR Layout,
Bangalore 560101
/landingPage/Linkedin.svg/landingPage/Twitter.svg/landingPage/Instagram.svg

© 2024 Expertia AI. Copyright and rights reserved

© 2024 Expertia AI. Copyright and rights reserved