Building Financial Solutions for B2B Transactions and Payments

RUPIFI TECHNOLOGY SOLUTIONS PVT LTD	 656, 13th Cross Rd, Sector 1, HSR Layout, Bengaluru, PIN - 560102	 	 ______________________________________________________________________________	 	 About Rupifi	 	 Rupifi Website: https://www.rupifi.com/	 	 Rupifi LinkedIn: https://www.linkedin.com/company/rupifi/mycompany/	 	 Rupifi Company Deck: https://docsend.com/view/xb9bqegnvqe27nux	 	 Job Location: Bangalore	 	 Senior Software Engineer - Frontend	 	 Team: Engineering	 	 About Rupifi:	 	 Rupifi is a B2B payments solution that allows marketplaces to extend risk-free payment	 & credit terms to their SME retailers. By making it easier to get paid, we help	 manufacturers, online/offline marketplaces, distributors, and wholesalers increase sales	 while enabling SME retailers better manage their cash flow & purchase inventory.	 These merchants use Rupifi in all their sales channels, including eCommerce	 checkouts.	 	 Rupifi is integrated into 30+ Indian B2B marketplaces today, including some of the	 largest ones. Rupifi is backed by top fintech investors - Quona Capital, Ankur Capital,	 Binny Bansal (Flipkart), and Gokul Rajaram (Google Ads, Facebook Ads).	 	 Over the next five years, B2B payments present us an opportunity that is almost without	 parallel in the past three decades. We are looking for software engineers who are	 passionate about building a world-class B2B payment & credit platform.	 	 About the Role:	 	 Rupiﬁ is seeking an exceptional Software Engineer (Backend) to join the early team and	 help modernize the B2B payments industry.	 	 As we’re an early-stage startup, you’ll have the opportunity to set the trajectory of our	 products and help us build world-class user experiences across all of Rupiﬁ’s retailer	 and marketplace-facing products from our Checkout, Dashboards, Documentation, and	 Website. You will be a key contributor to the development of our payments and credit	 platform, and ensure that it allows us to scale with the team as we introduce new	 products alongside our Buy Now Pay Later (BNPL) product.	 	 You will work closely with the product team and key stakeholders in order to develop	 high-quality products & features that allow customers to achieve their goals with our	 software, and our teams to operate more efﬁciently as our business grows in both size	 and scope.	 	 At Rupiﬁ, Software Engineers are involved throughout the product lifecycle, from idea	 generation, design, and prototyping to execution, and shipping. You'll collaborate	 closely with technical and non-technical counterparts to understand our customers'	 problems and build products that solve them. We think the best way to understand what	 our users need is to meet them, so occasionally, you'll visit our customers, and come to	 understand their mission and their pain points.	 	 What you’ll do	 	 ● Primary role is as a Frontend software engineer, designing and building user-friendly	 and intuitive applications	 	 ● Be involved and drive product & design discussions.	 	 ● Help us scale our BNPL and B2B Payments infrastructure.	 	 ● Analyze and solve problems at their root, stepping back to understand the broader	 context.	 	 ● Respond to high-priority requests from senior business leaders.	 	 Desired Skills	 	 ● Minimum 4+ years of coding experience.	 	 ● Proficiency in using modern web development technologies and techniques, including	 HTML5, CSS, JavaScript, etc.	 	 ● Knowledge of professional software engineering practices & best practices for the full	 software development life cycle, including coding standards, code reviews, source	 control management, build processes, testing, and operations.	 	 ● Programming experience with at least one modern framework such as ReactJS or	 VueJs.	 	 ● A strong product design sense.	 	 ● Understand end-user requirements, formulate use cases and come up with effective	 solutions.	 	 ● Good understanding of REST APIs and the web in general.	 	 ● Ability to build a feature from scratch & drive it to completion.	 	 ● Excellence in technical communication with peers and non-technical cohorts.	 	 ● Ability to learn and work independently and make decisions with minimal supervision	 	 Other Details	 	 several renowned investors.	 	 and help shape your career.	 	 ● Work with one of the fastest-growing fintech startups in the country, backed by	 	 ● Learn from an exceptional set of founders and core team, who will act as mentors	 	 ● Industry-leading compensation with a mix of fixed and variable components.	 	 

RUPIFI TECHNOLOGY SOLUTIONS PVT LTD	 ______________________________________________________________________________	 	 656, 13th Cross Rd, Sector 1, HSR Layout, Bengaluru, PIN - 560102	 	 Job Role - Senior Software Engineer (Backend)	 Team - Engineering	 	 About Rupifi	 	 Want to solve a trillion dollar problem and improve the lives of millions?	 	 We are on our way to disrupt how B2B transactions are done globally! We started with solving the “Buy	 Now Pay Later” payment option for the online marketplaces - having partnered with 30+ B2B	 marketplaces, including Walmart, Jumbotail, Arzoo, NurtureFarm, etc. we are the first to introduce B2B	 BNPL in India. Over the last 2 years, even through the impact of the pandemic, we have powered ₹1200	 Crore+ transactions for 100,000+ retailers from across India and are accelerating at ~50% Q-o-Q!	 	 Now, we are looking to simplify the complex ecosystem of B2B transactions holistically across the globe -	 by solving pain points for every node in this ecosystem. It frustrates us to see how inefficient B2B	 transactions continue to be even in this day and age. We are backed by top fintech investors - Tiger	 Global, Bessemer Venture Partners, Quona Capital, Ankur Capital, Binny Bansal and Gokul Rajaram - who	 have put their faith in us to spearhead this revolution.	 	 Join us on this rocketship if you are someone who hates inefficiencies as much as us!	 	 About the Role:	 	 Rupiﬁ is seeking an exceptional Senior Software Engineer - Backend to join the early team and help	 modernize the B2B payments industry.	 	 As we’re an early-stage startup, you’ll have the opportunity to set the trajectory of our products and help	 us build world-class user experiences across all of Rupiﬁ’s retailer and	 marketplace-facing products from our Checkout, Dashboards, Documentation, and Website. You will be a	 key contributor to the architecture, design and development of our payments and credit platform, and	 ensure that it allows us to scale with the team as we introduce new products alongside our Buy Now Pay	 Later (BNPL) product.	 	 You will be leading a team responsible for mission-critical infrastructure efforts that allow our business,	 and product to scale. You have a deep software development background and will join our core tech	 team to develop our most business-critical technology. It is a plus if you have experience in building	 ﬁnancial systems. You care deeply about your team, invest in their personal growth, and support them in	 maximizing their impact on the business.	 	 You'll contribute high-quality architecture, design & code to Rupiﬁ’s suite of products.	 	 Role and Responsibilities:	 	 ● You will lead the development of products for our merchant partners, customers, and/or	 	 our ﬁnance, risk, and operations teams	 	 ● Collaborate with Product Management, Design, and other functional teams to iterate	 	 and enhance our product offerings	 	 ● Plan, design, communicate, and implement software systems with an eye towards	 	 robust, extensible architecture	 	 ● Be an integral part of the development team, participating in solution design/review and	 	 code reviews	 	 ● Gatekeeper for quality and reliability. Set a high benchmark of excellence for teammates.	 	 Lead technical discussions and plans to improve our overall software quality	 	 ● Estimate project work effort and delivery, and create project roadmaps	 	 Qualifications and desired skills:	 	 ● Total 3+ years of experience	 ● Experience with data modeling and SQL/NoSQL databases	 ● Experience with distributed systems and microservices	 ● Good experience in working with any of Java/SpringBoot, GoLang or NodeJS	 ● Excellent problem solving and debugging skills	 ● Passionate about the experience of software engineering as much as the output	 ● A strong sense of ownership	 ● Ability to communicate your ideas and approach to solving problems with clarity	 	 Other Details	 	 renowned investors.	 	 shape your career.	 	 ● Work with one of the fastest growing fintech startups in the country, backed by several	 	 ● Learn from an exceptional set of founders and core team, who will act as mentors and help	 	 ● Industry leading compensation with a mix of fixed and variable components.	 	 

Responsibilities of the Credit Associate : <ul><li>Analyze data to better understand potential risks, concerns and outcomes of decisions</li><li>Create reports, summaries, presentations and process documents to display results</li><li>Conduct detailed credit due diligences</li><li>Collaborate with other team members to effectively analyze and present data.</li><li>Seek, analyze, and structure data provided by the team</li><li>Monitor internal and external data points that may affect the risk level of a decision</li><li>Ability to manage tasks and activities in a timely manner and be responsible for specific outcomes.&nbsp;</li><li>Making sure completion of Credit/KYC documents and verification are done</li><li>Other duties as required to assist business unit and company goals.</li><li>Recommend changes to process to achieve greater efficiency.</li><li>Ensuring credit policy adherence to the accepted standard.&nbsp;</li></ul> Requirements of the Credit Associate :<ul><li>BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject.&nbsp;</li><li>Previous 2+ Yrs of experience in Credit and Underwriting.&nbsp;</li><li>Previous NBFC or Banking Experience is required.</li><li>Good experience on Credit process, CIBIL check and credit reports</li><li>Good knowledge of Secured and Unsecured Loans</li><li>Previous experience in KYC, GST, Banking and MSME Loans is preferable.&nbsp;</li><li>Possess a good eye for detail and have demonstrated ability to work under pressure.</li><li>Have excellent report writing skills</li><li>Be as ambitious as we are, and hence be willing to go out of her / his way to burn the midnight oil to meet targets and deadlines</li></ul>

Responsibilities of the Credit Operations Associate:<ul><li>Liaise with the client via email to request and process documents for financing and liaise with Sales, Operations and Customer Success teams for documents readiness;</li><li>Insert customer and account data by inputting text based and numerical information from source documents within SLA time frames</li><li>Track and collect the documents required for credit UW of a lead</li><li>Perform financial spreading and process bank statements for the credit assessment</li><li>Able to work closely with internal and external stakeholders to keep track of business and operations processes</li><li>Ensure timely delivery of cases for UW and ensuing faster TAT.</li><li>Analyze the recommended limit vs pre-qual limit before UW.&nbsp;</li><li>Generate reports for internal and external stakeholders</li><li>Other ad-hoc duties assigned by management</li></ul> Requirements of the Credit Operations Associate:&nbsp;<ul><li>Knowledge of basic financial services.</li><li>Previous 2 to 4 Yrs of relevant experience is required.</li><li>Previous experience in Credit and Operations is required,</li><li>Self-starter and hands-on, with demonstrable ability to work proactively and independently to drive results</li><li>Good interpersonal and communication skills with knowledge of the local market</li><li>Ability to work in high performance, high pressure, targeted oriented team</li><li>Strong orientation towards data gathering, problem solving, experimenting and iterating with the results, to arrive at the right solution</li><li>Ability to work in a fast-paced cross-functional team environment is a must.</li></ul>

RUPIFI TECHNOLOGY SOLUTIONS PVT LTD	 	 656, 13th Cross Rd, Sector 1, HSR Layout, Bengaluru, PIN - 560102	 	 ___________________________________________________________________________	 	 Job Role - Senior Manager/Manager, Product Marketing	 Team - Marketing	 	 About Rupifi	 	 Want to solve a trillion dollar problem and improve the lives of millions?	 	 We are on our way to disrupt how B2B transactions are done globally! We started with solving the	 “Buy Now Pay Later” payment option for the online marketplaces - having partnered with 30+ B2B	 marketplaces, including Walmart, Jumbotail, Arzoo, NurtureFarm, etc. we are the first to introduce	 B2B BNPL in India. Over the last 2 years, even through the impact of the pandemic, we have powered	 ₹1500 Crore+ transactions for 100,000+ retailers from across India and are accelerating at ~50%	 Q-o-Q!	 	 Now, we are looking to simplify the complex ecosystem of B2B transactions holistically across the	 globe - by solving pain points for every node in this ecosystem. It frustrates us to see how inefficient	 B2B transactions continue to be even in this day and age. We are backed by top fintech investors -	 Tiger Global, Bessemer Venture Partners, Quona Capital, Ankur Capital, Binny Bansal and Gokul	 Rajaram - who have put their faith in us to spearhead this revolution.	 	 Join us on this rocketship if you are someone who hates inefficiencies as much as us!	 	 Responsibilities of the Senior Manager/Manager, Product Marketing :	 	 ● Create new or further evolve existing marketing strategies to drive sales growth	 	 ● Develop deep market, customer & user insight to inform the portfolio roadmap and business	 	 opportunities for Rupifi.	 	 & marketing strategies	 	 ● Develop go to market strategies for new products features in collaboration with the	 	 marketing and product leadership team	 	 ● Use customer research and feedback from sales teams to develop customer personas;	 	 understand and market the product benefits to the specific audiences.	 	 ● Collaborate with the enterprise and inside sales teams to segment and target customers	 ● Effectively work with cross-functional partners including product, operations and sales to	 	 deliver marketing strategies that meet defined business objectives	 	 ● Lead efforts to validate future product and feature concepts through customer interviews,	 	 research and analysis of user data	 	 ● Track and report relevant metrics that measure the effectiveness of the marketing strategy,	 	 campaigns, and initiatives, and analyze performance for insights.	 	 ● Set and own growth goals, report on progress and learnings to leadership teams	 	 ● Lead ad hoc projects and initiatives that help advance the business	 ● Build and lead customer marketing programs. Engage in on-going dialog with customers.	 	 Requirements of the Senior Manager/Manager, Product Marketing :	 	 ● Bachelor’s or Master’s in business/marketing or related discipline	 ● 4+ years of working in demand generation, marketing communications and product	 marketing experience, preferably in a related industry (financial services, payments,	 enterprise SaaS)	 	 ● Demonstrated experience in enterprise marketing in a B2B setting	 ● Creative, resourceful, detail oriented, with a result driven ability to independently oversee	 	 multiple projects simultaneously	 	 ● Proactive problem solver and motivated self-starter with strategic growth expertise	 ● Metrics-driven and analytical; proven ability to prioritize, drive, and achieve results through	 	 self and others under time pressure	 	 