• o support in Legal for Maanaveeya corporate lending business of MFI, SME, Renewable Energy
• Review approval text, loan and proposed collateral / related documentation as to its Compliance with the law of India and its enforceability in the local courts at the approval / discussion stage.
• Provide legal advice to the project officers during their due diligence / KYC;
• Review of the loan documents pertaining to projects with production & services partners.
• Authorise disbursements for such projects.
• To review projects being presented for Credit Committee and to ensure the securities offered is enforceable
• Review of Loan Proposal for approvals
• Review of contract changes proposals submitted for approval,
• Review of amendments to the loan documents
• Legal support and advice for Maanaveeyas borrowings,
• Corporate housekeeping
• Review, suggest solutions and discuss on the loan documents to be executed by Maanaveeya while disbursements of the loans.
• To support and coordinate the process of loan disbursement on need basis

Disbursement Process: 

• Approval for documentation on the MFI projects disbursements and to ensure quality and efficiency in preparation of legal documentation necessary to implement all CC or RDC loan decisions.

• To ensure that the loan and collateral documentation is properly registered with local authorities and E-front and within the Legal Safe file in Box.

• To support in providing the Legal Clearance to Finance for disbursements.

Portfolio Monitoring: 

To prepare and maintain a tracking system for monitoring of PDD reports like list of hypothecated loans etc.

Others: 

• Review and discussion of the loan documents executed by Maanaveeya while availing loans from various lenders in India.

• Drafting of various notes and providing opinion on various subjects matters pertaining to the business of Maanaveeya.

• To provide support in any other area as per the regional staff or HR team from legal perspective / as per the regional directors or general counsels instructions.

• To keep up-to-date standard templates of legal documents, forms, standard procedures and policies for Maanaveeya and in coordination with RO Management or other departments and provide training to the regional staff on these areas.

• To support in replying to Audit observations from time to time for Legal related observations.

• To support in co-ordination with OI Legal Affairs and Indian Consultants / third party for the compliance / legal related reports.

Required Candidate profile

• Should have minimum 5 to 8 yrs of experience in providing legal support for Corporate Lending/ Whole sale lending.
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• Should have experience in providing legal advice for Microfinance institution loans (MFI).
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• Review of Corporate Loans/ Wholesale loan proposals for approvals
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• Should have experience in Reviewing of amendments to the loan documents.

Perks and Benefits 

5 days Working Group Medical Insurnace Personal Accidental Insurance and Lif insurance Multinational Work environment Work life balance & Work from Home option based on the occasional needs Comprehensive role with ample learning Opportunities Organization that respects Emloyee health & safety