Kinara Capital is a socially responsible fintech driving last-mile financial inclusion of small business entrepreneurs in India by providing fast &amp; flexible collateral-free business loans. Led by a majority women leadership, Kinara is globally recognized by IFC/World Bank as 'Bank of the Year-Asia', ranked among 'Top High-Growth Companies Asia-Pacific' by the Financial Times, named as 'India's Growth Champions' by the Economic Times.

Sales &amp; Collections JobComponents/Responsibilities: ⮚ Promotions o Implement and monitor marketing and promotionalprograms; o Take steps to acquire new clients and minimize drop-outs;⮚ Client acquisitiono Screening and orientation etc. o To collect all the loan documentations to satisfy theKYC norms and also legal compliance Individual clientidentification, o To ensure the business credibility of the loanapplicant through discussions with buyer, customers and vendors⮚ Loan disbursement: o Ensure timely disbursement of loans to clients; o Deliver quality customer service and takecorrective measures if necessary. ⮚ Repayments and monitoring: o Ensure all repayments are made on-time as per the policy. o Ensure that all monitoring formalities are maintained; o Visit current and potential clients to check on the quality of serviceo Manage over-dues/default and maintain good portfolioquality; ⮚ Maintain simple transaction records⮚ Assist with accounts, office upkeep Qualifications: ⮚ 0-2 years experience⮚ Any graduate⮚ Aged below 35 yrs. Other Requirements: ● Good moral character● Possess two wheeler and driving license;● Fluency in Kannada, Tamil and other south Indian languagespreferred in addition to English;● Prior experience in sales or community work desirable● Very Good Communication and negotiating skills● Should provide 2 references each from (a) Past superior officer, (b) Past/Present Subordinates. Competencies &amp; BestPractices for HighPerformers: High social responsibility and Propoor culture Integrity and Buildingrelationships Compliance to policies, rules and regulations Belief inTeamworkPeople oriented and Goal orientedTeam: Sales &amp; CollectionsReport to: Branch HeadPlace of work: Bangalore No. of Positions: 10Job Type: Full TimeContact Number : 9019126292Email ID : priyanka.n@kinaracapital.com

To execute the loan appraisals. JobComponents/Responsibilities: To verify the client details as given in the application by phone calls. To do risk assessment of the applicants. To verify the loan documentation checklist. To prepare the financial analysis sheet and scoring tool. To verify the credit discipline of the loan applicant by discussions withguarantor, Vendor through phone calls. Periodic and Regular visit to field appraisals for Loan utilization checks. Preparing MIS Reports. Qualifications: At least 2-year credit appraisal experience in related field. Any graduate. Aged below 35 yrs Other Requirements: Good moral characterPossess two wheeler and driving license;Fluent in Kannada, Tamil and other south Indian languages is preferredother than English. Good in ExcelVery Good Communication and negotiating skillsShould provide 2 references each from (a) Past superior officer, (b) Past/Present Subordinates. Competencies &amp; BestPractices for HighPerformers: High social responsibility and Pro poor cultureIntegrity and Building relationshipsCompliance to policies, rules and regulationsBelief in TeamworkPeople oriented and Goal oriented Contact Number : 9019126292Email ID : priyanka.n@kinaracapital.com

Kinara Capital

Sales Officer

Branch Credit Analyst