Company Overview

GetVantage is reimagining venture finance in favor of founders. We empower entrepreneurs by providing growth solutions, including equity-free capital, real-time insights, business optimization tools, and resources. Our data-driven platform offers founders access to non-dilutive growth capital, ranging from US$ 10,000 - US$ 2.5 million, in as fast as 7 days. With a focus on being founder-friendly and revenue-first, GetVantage has quickly become a leading finance and growth platform in India, supporting thousands of founders and SMEs.

Job Overview

Full-Time Credit Underwriter position with GetVantage in Mumbai, Maharashtra, India. We are seeking a Credit Underwriter with 1 to 3 years of experience to join our growing team. As a Credit Underwriter, you will be responsible for assessing and analyzing creditworthiness, evaluating financial information, and making informed decisions on loan and credit applications. This is an excellent opportunity for a detail-oriented professional who is passionate about finance and has a strong understanding of credit underwriting principles.

Qualifications and Skills

• Bachelor's degree in finance, accounting, or a related field
• 1 to 3 years of experience in credit underwriting or a similar role
• Solid understanding of credit underwriting principles and risk assessment
• Proficiency in analyzing financial statements and credit reports
• Strong attention to detail and ability to work with numerical data
• Excellent communication and interpersonal skills
• Ability to make informed decisions and manage multiple tasks
• Knowledge of regulatory requirements and compliance standards
• Experience with financial analysis software is a plus

Roles and Responsibilities

• Assess and analyze creditworthiness of loan and credit applications
• Review financial information, including income statements, balance sheets, and credit reports
• Evaluate risks associated with potential borrowers and propose loan terms
• Ensure compliance with internal policies and regulatory requirements
• Collaborate with cross-functional teams to gather necessary information and validate credit decisions
• Maintain accurate records of credit evaluations and decisions
• Provide recommendations for process improvements and risk mitigation strategies
• Stay updated on industry trends and changes in credit underwriting guidelines