Role purpose: Responsible to maintain highest level of risk standards, timely and accurate data submission along with regulatory compliance.

Key accountabilities and decision ownership:

 · Managing Risk Analytics activities for secured and unsecured products in terms of complete portfolio monitoring, compiling portfolio cuts to take corrective action

 · Providing complete support for Audit/compliance-related matters pertaining to the Credit and Risk team

· Maintaining trackers for monitoring monthly delinquencies and taking steps to mitigate risk associated in real-time

· Monthly (or other frequency) reporting of the entire portfolio with different metrics to senior management & for credit rating purposes

 · Taking Analytics to the next level in line with the growth of the organisation

· Supporting the Zonal and Regional team in terms of data for ensuring that the portfolio is under control

· Supporting for Securitization transactions in terms of the data pool, portfolio cuts, etc. Monitoring of already securitised book.

 · Liasoning with stakeholders for ensuring the activities are completed on a timely basis.

· Liasoning with the Credit Bureau team

Core competencies, knowledge, and experience:

· Exp: 8-10 years with leading Banks, NBFCs

 · Well Experienced in Credit/Risk Analysis in Banks and/or NBFCs

 · Experience in Mortgage product (specially LAP) policy and the process will be added advantage

· Analytical skills, Good interpersonal skills

· Ability to work independently with minimal supervision

· Experience in building score-cards, risk models, stress testing, etc will be added advantage

· Highly proficient in MS Excel, experience in data science including exposure in R, Python, SAAS, Power BI, Tableau, SQL, etc

Must have technical/professional qualifications:

 · CA/ MBA/B-Tech